The library
Six topical guides — money, parenting, work, housing, health and the legal side — plus short modules for the times of year that are harder than others.
The library needs a free account
Not a payment — an account. It exists so your place is kept when you come back on a different phone, and so this library knows which parts you have worked through.
It takes a minute, asks for an email address and nothing else, and never asks for your real name.
Stages 1 and 2 stay readable with no account at all, and always will.